Home and Contents

Everyone has slightly different requirements. Whether you are flatting, own your own home, renting, or developing property we have a policy that suits your needs. From comprehensive cover to basic cover, landlord or body corporate we have it all. Your broker will talk you through the options and help you select the right one for you.

Replacement Sum Insured House	Accidental loss and damage policy or defined events policy depending on situation. Coverage up to replacement sum insured.
Indemnity Sum Insured House	Cover for defined events only, limited to indemnity value. Indemnity value means that you will be in the same financial position as immediately before the loss occurred.
Tenanted House	Accidental loss and damage cover can be offered for your tenanted property. Certain criteria need to be met in order to obtain this policy.
Holiday House	Accidental loss and damage policy or defined events policy can be offered for your holiday home. Type of cover given dependant on where home is and how often visited, amongst other things.
Personal Contents	Coverage for your contents anywhere in New Zealand for accidental loss and damage. We can offer new for old policies or indemnity value only policies.
Flatters Contents	Defined events cover for contents when you are in a flatting situation. Certain criteria need to be met in order to obtain this policy.
Holiday Home Contents	Accidental loss and damage policy or defined events policy for your holiday home contents.
Landlord Contents	Defined events cover for your contents that you have left in the home for your tenants use.
Landlord Protection	We can provide you protection against malicious damage, vandalism and theft of your contents caused by your tenant. Loss of rental income is also covered as well as your legal liability.
Construction	Cover for new buildings, additions or alterations. Both annual and cover for specific projects are available.