Income

Protecting your potential loss of income (business interruption, fidelity, machinery breakdown) is just as important as insuring the assets. If after a disaster you cannot generate income to meet your ongoing fixed expenses it can close your company.

Accounts Receivable	Loss due to irrecoverable debts following destruction of theft of debtors' records.
Advance Consequential Loss	Loss of future earnings and increased expenses following delayed completion of a project caused by damage.
Bonds	Performance and security guarantees.
Business Interruption	Loss of Income and additional expenses due to damage to property.
Cancellation & Abandonment	Loss of income and additional expenses incurred due to occurrences such as adverse weather conditions and non appearance of performers.
Commercial Legal Expenses	Reimbursement of legal costs in defending or pursuing legal action.
Computer Crime	Loss of funds following tampering with computer systems.
Credit Insurance	Protection for insured debts following insolvency of a debtor.
Electronic or Mechanical Breakdown	Loss of income and increased expenses following mechanical or electronic breakdown of computer equipment.
Export Credit	Provides exporters with cover for default by customers or default due to political interference.
Fidelity Guarantee	Loss due to the dishonesty of employees.
Intellectual Property	Legal expenses incurred to defend patent, trademark, copyright etc.