Replacement Sum
Insured House |
Accidental loss and damage policy or defined events
policy depending on situation. Coverage up to
replacement sum insured. |
Indemnity Sum
Insured House |
Cover for defined events only, limited to indemnity
value. Indemnity value means that you will be in the
same financial postion as immediately before the loss
occured. |
| Tenanted House |
Accidental loss and damage cover can be offered for
your tenanted property. Certain criteria needs to be
met in order to obtain this policy. |
| Holiday House |
Accidental loss and damage policy or defined events
policy can be offered for your holiday home. Type of
cover given dependant on where home is and how
often visted, amongst other things. |
| Personal Contents |
Coverage for your contents anywhere in New Zealand
for accidental loss and damage. We can offer new for
old policies or indemnity value only policies. |
| Flatters Contents |
Defined events cover for contents when you are in a
flatting situation. Certain criteria needs to be met in
order to obtain this policy. |
Holiday Home
Contents |
Accidental loss and damage policy or defined events
policy for your holiday home contents. |
| Landlord Contents |
Defined events cover for your contents that you have
left in the home for your tenants use. |
| Landlord Protection |
We can provide you protection against malicious
damage, vandalism and theft of your contents caused
by your tenant. Loss of rental income is also covered as
well as your legal liability. |
| Construction |
Cover for new buildings, additions or alterations. Both
annual and cover for specific products are available |